Solar Mosaic Bankruptcy

Dear Valued Clients,

We want to share an important update regarding the Solar Mosaic bankruptcy proceedings and what it means for consumers nationwide.

During the bankruptcy process, Solar Mosaic attempted to take an aggressive and concerning step: eliminating the application of the Federal Trade Commission’s Holder Rule. If successful, this move would have stripped consumers of their right to hold Mosaic accountable for misconduct by third-party solar installers and sales agents who partnered with Mosaic for financing—even in cases involving deception, fraud, or defective installations.

The Holder Rule is a cornerstone of consumer protection law. It ensures that when a company provides financing for a product or service, it shares responsibility for misconduct connected to that transaction. Preserving this rule is essential to protecting homeowners who relied on Mosaic financing for their solar systems.

Working alongside 22 state Attorneys General, legal advocates formally opposed Mosaic’s attempt to sidestep the Holder Rule. This effort was not about a single case—it was about safeguarding the rights of thousands of homeowners across the country.

We are pleased to report that this coordinated legal pressure was successful.

Solar Mosaic has withdrawn its request to eliminate the Holder Rule from the bankruptcy proceedings.

As a result:

• Consumers retain their legal rights under the Holder Rule
• Mosaic can still be held accountable for deceptive or harmful solar sales practices
• Affected homeowners may continue pursuing claims for financial harm

This outcome represents a significant victory for consumer protection and accountability in the solar industry.

We will continue monitoring developments closely and remain committed to protecting the rights of our clients and consumers impacted by unfair solar practices. If you have questions about how this update may affect your matter, please contact our team.

Sincerely,



Pioneer Legal Consulting LLC